and i think we're doing a lot of the things that -- the reason dan has come in the stock to the best of my knowledge is he believes the company is on turnaround and he was excited about it. we have -- our board since i joined the board three years ago and became ceo and chairman, we have had a turnover of 6 of our 14 directors. roy happens to be retiring this may, so we'll have 7 of 14 directors turn over in that three-year period. so, i think dan's interest and ours are greatly aligned. >> in the money you're having all your guys manage, would you strongly urge them to just lighten up on bonds, and go big in the stock market? >> i'm bullish on the market. i mean, but i've been bullish, joe, for about four or five months. >> four or five months. okay. 12, 13 years? >> no, no, no, the last four or five months. >> is it really bullish? new all-time highs? >> i think we can still move higher from here. let's look at the big macro. u.s. economy is recovering. the u.s. consumer has delevered, has got more confidence in the system. we're past the election. the u.s. economy is recovering. t